The 2020-21 Disaster Coverage Area

The 2020-21 Restore Louisiana program is open to homeowners with damage from Hurricane Laura (August 2020), Hurricane Delta (October 2020), Hurricane Zeta (October 2020), Hurricane Ida (August 2021), or the May 2021 severe storms. Forty-four of Louisiana's sixty-four parishes received a federal disaster declaration across those five events. Map below.

Map of Louisiana showing the 44 parishes declared for the 2020-21 disasters.
Declared parishes (44 of 64) Source: FEMA DR-4559, 4570, 4577, 4606, 4611 · Restore Louisiana

Why Adams Industries Fits the Solution 2 Path

Solution 2 is built around the idea that a Louisiana homeowner should be able to pick a Louisiana contractor they trust. That's always been how Adams Industries operates — state-licensed, state-insured, family-run out of Baton Rouge, with twenty years of post-storm residential work on the books. We don't need to change anything about the way we run a job to fit inside the program. We already work in writing, already document for insurance, and already handle the back-and-forth with adjusters and program staff.

What Homeowners Should Have Ready

Before you call us about a Solution 2 project, it helps if you have:

  • Your award letter from the Restore Louisiana Homeowner Assistance Program
  • The Estimated Cost of Repairs (ECR) the program produced for your home
  • Your grant execution date (the clock on the 180-day construction-start rule)
  • Any insurance settlement paperwork, if applicable
  • A working list of what you'd like done — so we can flag upgrades that would fall outside the ECR

If you don't have all of that yet, call anyway. We can walk through what the next step looks like.

What a Solution 2 Project Looks like with Us

  1. Initial call and site walk. Free. We meet you at the house, review the ECR, and talk through the scope against what the program will actually cover.
  2. Project Plan. We draft a timeline and draw schedule aligned to the ECR. You review, we revise, and both sides sign.
  3. Program submission. The Project Plan goes into the program, and we wait on grant execution.
  4. Construction start. Within the 180-day window. We document the first milestone so the program can inspect and certify progress.
  5. Progress draws. Up to five draws through the life of the project, each tied to an inspection and released as a two-party payment.
  6. Completion and final inspection. Inside the 365-day window. Final walk-through with you, final program inspection, and close-out paperwork.

A Few Honest Notes

  • No advance payments. The program does not permit them, so we can't ask for one.
  • The ECR is the ceiling, not the menu. If you want work above the ECR (an upgrade, an addition, something out of scope), that's handled as a separate project paid directly — not through the program.
  • Projects under $75,000 in remaining repairs can also use a certified home improvement contractor. We hold the full license; this just means there are more eligible paths for smaller jobs.
  • Every change gets documented. If something about the scope changes on site, we don't quietly do it and invoice later. Change orders go in writing, pre-approved.

Official Resources