Solution 2 — We're Your Contractor

Whether your award comes from the 2020-21 disasters program, the Hurricane Francine program, or the recovery that follows Tropical Storm Arthur — if you can pick your contractor, you can pick us. Here's each program, the deadlines, and what it looks like when we run the job.

Call Now — (985) 255-2435 Request an Estimate

Louisiana General Contractor License CL.71074 — active, Building Construction. Verify it at the LSLBC. Under Solution 2 the state is not the middleman — you find and choose your own contractor, so check any license before you sign. Ours included.

Program information note: the details below summarize Solution 2 of the Restore Louisiana Homeowner Assistance Program as published at restore.la.gov/solution-2-contractors and the Hurricane Francine Homeowner Assistance Program (RLHP-24) as published at restore.la.gov. Tropical Storm Arthur (June 2026) is at the federal-assistance stage; no state homeowner program exists for it yet. For official rules and updates, always verify with the state and FEMA directly. Adams Industries is a participating contractor — we do not run the programs.

Step 01

You Pick the Contractor

Solution 2 is the path where you choose the contractor — not the state. You pick a Louisiana-licensed contractor, the program verifies our license and insurance with the Louisiana State Licensing Board for Contractors, and you work with us directly from there.

Step 02

The ECR Sets the Scope

The program produces an Estimated Cost of Repairs (ECR) based on the storm damage to your home. That ECR is the ceiling on what the program will pay — Solution 2 work must fall inside that approved scope.

Step 03

We Build the Project Plan Together

You and the contractor jointly develop a Project Plan with timelines and a draw schedule. The plan is what the program uses to track progress and release payments.

Step 04

180 Days to Start, 365 to Finish

Construction must begin — with at least one inspection documenting progress — within 180 days of grant execution. The project must complete inside 365 days, unless a written hardship extension is approved.

Step 05

Up to Five Progress Draws

Payment is released as progress is inspected. Up to five draws per project. Two-party payments are issued jointly to the homeowner and the contractor after inspections confirm the work and after your homeowner-responsibility funds are exhausted. No advance payments.

Step 06

Change Orders Need Pre-Approval

Anything outside the approved ECR has to be pre-approved in writing with supporting documentation. The program will not reimburse work that falls outside the ECR — no matter what the homeowner and contractor agree to privately. Upgrades are a separate conversation.

Three Storms, One Playbook

Louisiana now has recovery running on three tracks: the 2020-21 disasters program (Hurricanes Laura, Delta, Zeta, Ida, and the May 2021 severe storms), the Hurricane Francine program (RLHP-24, September 2024), and the federal response to Tropical Storm Arthur (June 2026), where a state homeowner program has not yet been announced. The Solution 2 mechanics above — you pick the contractor, the ECR sets the ceiling, 180 days to start, 365 to finish, up to five draws — are the same playbook in both Restore Louisiana programs, and we expect any Arthur program to follow the same shape. Each program is legally separate, with its own funding, policy manual, survey, and awards.

Program questions? The state publishes its own answers: Restore Louisiana Program FAQs. Heads up — that link leaves adamsindustriesllc.com and opens a Louisiana state government website. The information there is the state's, not ours. We do not curate or control it.

The 2020-21 Disasters Program

The 2020-21 Restore Louisiana program is open to homeowners with damage from Hurricane Laura (August 2020), Hurricane Delta (October 2020), Hurricane Zeta (October 2020), Hurricane Ida (August 2021), or the May 2021 severe storms. Forty-four of Louisiana's sixty-four parishes received a federal disaster declaration across those five events. Map below.

Declared parishes (44 of 64) Source: FEMA DR-4559, 4570, 4577, 4606, 4611 · Restore Louisiana

The Hurricane Francine Program (RLHP-24)

Francine made landfall on Louisiana's coast on September 11, 2024 as a Category 2 hurricane. The federal disaster declaration is DR-4817-LA, and under the American Relief Act, 2025, HUD allocated $117.9 million in CDBG-DR funds to Louisiana for Francine recovery. The program is open to owner-occupants in nine declared parishes whose FEMA inspection showed major or severe damage: $8,000 or more in residential damage, at least one foot of flooding on the first floor, or $3,500 or more in personal property damage.

Francine declared parishes Source: FEMA DR-4817-LA · Restore Louisiana

Ascension
Assumption
Jefferson
Lafourche
St. Charles
St. James
St. John the Baptist
St. Mary
Terrebonne

Where the program stands. The survey deadline closed June 30, 2025. Homeowners who submitted by that date are in the pool the state is working through in phases: environmental review (inspectors look at the property from the road — no appointment), then application invitation, then eligibility review, then a scheduled damage and lead assessment, then the award. Awards are net of duplication of benefits from FEMA, insurance, SBA, or charitable aid, and you have 60 days to accept or appeal. If you missed the survey, the appeals page at restore.la.gov is the first place to look. The program's pipeline reports publish regular progress counts; your individual status comes by email.

Tropical Storm Arthur — June 2026

Arthur was the first named storm of the 2026 season. It came ashore near the upper Texas coast on June 17, 2026 and stalled its rain over south and central Louisiana through June 18 — nearly 30 inches fell in parts of central Louisiana, with flooding and tornadoes across the southeast. Governor Landry declared a state of emergency for six parishes, and on June 30, 2026 the President approved major disaster declaration DR-4927-LA.

Where recovery stands right now:

FEMA Individual Assistance is open in four parishes: Avoyelles, St. Landry, St. Tammany, and Terrebonne. Lafourche and Pointe Coupee were in the state's request and may be designated later as damage assessments continue.
There is no Restore Louisiana program for Arthur yet. A homeowner grant program of the Francine kind requires a congressional CDBG-DR appropriation and a state action plan — for Francine that took roughly eight months. If an Arthur program opens, we expect the same shape: survey first, then phased applications, then Solution 2-style contractor selection.

What Arthur homeowners should do now — the same things Francine homeowners were glad they did early:

Apply to FEMA at DisasterAssistance.gov or 1-800-621-3362, even if you have insurance. Your FEMA registration and inspection become the paper trail every later program checks.
File your insurance claims now and keep every settlement document. Future grant awards deduct duplication of benefits — clean records protect your award.
Photograph everything before you repair it, and keep receipts for every emergency repair and cleanup expense.
Be careful with contractors. Verify any license at the Louisiana State Licensing Board, get scope in writing, and be wary of anyone asking for large money up front. (Program work, when it comes, permits no advance payments at all.)

We're already doing Arthur repair work directly for homeowners and businesses. If a state program follows, we'll be on that roster the way we're on Francine's — and this page will say so.

Why Adams Industries Fits the Solution 2 Path

Solution 2 is built around the idea that a Louisiana homeowner should be able to pick a Louisiana contractor they trust. That's always been how Adams Industries operates — state-licensed, state-insured, family-run out of Baton Rouge, with twenty years of post-storm residential work on the books. The Francine and Arthur parishes run along the coast and bayou country south of Baton Rouge and up the Atchafalaya: that's our service area. We know which subs hold up after a Gulf storm, which parishes process permits at what speed, and how to keep a project moving when materials are short. Same crew, same supervisor, same phone number from estimate to final draw.

What Homeowners Should Have Ready

Before you call us about a program project, it helps if you have:

Your award letter from the Restore Louisiana program your home falls under
The Estimated Cost of Repairs (ECR) the program produced for your home
Your FEMA registration number and the inspection report
Any insurance settlement paperwork, including duplication-of-benefits documentation
Your grant execution date — the clock on the 180-day construction-start rule
A working list of what you'd like done — so we can flag upgrades that would fall outside the ECR

If you don't have all of that yet, call anyway. We can walk through where you are in the process and what the next step looks like.

What a Solution 2 Project Looks like with Us

Initial call and site walk. Free. We meet you at the house, review the ECR, and talk through the scope against what the program will actually cover.
Project Plan. We draft a timeline and a five-draw schedule aligned to the ECR. You review, we revise, and both sides sign.
Program submission. The Project Plan goes into the program, and we wait on grant execution.
Construction start. Within the 180-day window. We document the first milestone so the program can inspect and certify progress.
Progress draws. Up to five draws through the life of the project, each tied to an inspection and released as a two-party payment.
Completion and final inspection. Inside the 365-day window. Final walk-through with you, final program inspection, and close-out paperwork.

A Few Honest Notes

No advance payments. The programs do not permit them, so we can't ask for one.
The ECR is the ceiling, not the menu. If you want work above the ECR (an upgrade, an addition, something out of scope), that's handled as a separate project paid directly — not through the program.
Small-project thresholds differ. In the 2020-21 program, projects under $75,000 in remaining repairs can also use a certified home improvement contractor; in the Francine program that line is $50,000. We hold the full general contractor license, so we cover both paths in both programs.
Duplication of benefits comes off first. Federal law requires it. Your homeowner-responsibility amount has to be fully invested in eligible repairs before program funds release.
Every change gets documented. If something about the scope changes on site, we don't quietly do it and invoice later. Change orders go in writing, pre-approved.

Official Resources

Every link below leaves adamsindustriesllc.com and opens an official government or state-program website. We do not curate or control the information there.

Restore Louisiana · Program FAQs — the state's own answers to homeowner questions
Restore Louisiana · Solution 2 for Contractors — the 2020-21 program's published page
Restore Louisiana · Hurricane Francine Program Overview — the Francine program's main page
Restore Louisiana · Hurricane Francine Solution 2 for Contractors — the Francine Solution 2 page
FEMA · DR-4817-LA — the Hurricane Francine federal declaration
FEMA · DR-4927-LA — the Tropical Storm Arthur federal declaration
GOHSEP · Tropical Storm Arthur — state emergency information and recovery guidance
Louisiana State Licensing Board for Contractors — verify any contractor you're considering, including us

Talk Through a Recovery Project

Award letter in hand, ECR on the table, fresh Arthur damage, or just trying to figure out where you are — call and we'll walk you through it.

Call (985) 255-2435